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Zest

Zest

AI-powered credit underwriting

Used by 19 Banking & Mortgages leaders including Verity Credit Union, VyStar Credit Union, Credit Union of Texas

Quick Info

Companies19
Testimonials12
VendorZest
PricingFREEMIUM
Free PlanYes
Overview

What is Zest?

Zest AI provides machine learning software for credit underwriting. It helps lenders make more accurate, fair, and transparent credit decisions using explainable AI models.

Key Capabilities

ML underwriting

Powered by advanced AI models

Model explainability

Powered by advanced AI models

Fair lending

Powered by advanced AI models

Risk scoring

Core Zest capability

Model monitoring

Core Zest capability

Compliance

Core Zest capability

Customer Stories

Real-world use cases

See how leading companies are leveraging Zest to transform their workflows

Case Study
Verity Credit Union

Verity Credit Union

Banking & Mortgages
375%increase in approvals
Read case study
Case Study
VyStar Credit Union

VyStar Credit Union

Banking & Mortgages
64%automated credit decisions
Read case study
Case Study
Credit Union of Texas

Credit Union of Texas

Banking & Mortgages
2-3xapproval automation
Read case study
Case Study
Blue Federal Credit Union

Blue Federal Credit Union

Banking & Mortgages
Thousandsof hours each month
Read case study
Case Study
Desert Valleys FCU

Desert Valleys FCU

Banking & Mortgages
$1Min loan growth
Read case study
Case Study
Community Choice Credit Union

Community Choice Credit Union

Banking & Mortgages
57%automation in 90 days
Read case study
Verified Feedback

What users say about Zest

Trusted by teams at Credit Union West, All In Credit Union, and StagePoint Federal Credit Union

Credit Union West

Zest AI’s LuLu platform has saved us countless hours compiling data for comprehensive peer reports. In the past, we had to manually collect that data from multiple sources and consolidate them into one report. Now we can request all those desired data points and receive them already structured and compiled according to our reporting needs.

KA
Kinnidy Abitz
Financial Analyst at Credit Union West
Read case study
All In Credit Union

Reporting and analysis are often a resource-intensive process. Reliability in the insights and output is also a challenge because I may have something in my mind that I want to see; however, someone on the data team may use other terms or language and interpret the request differently.

TP
Todd Peeples
SVP of Sales and Lending at All In Credit Union
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StagePoint Federal Credit Union

One of the things that I’ve always been impressed about with Zest AI is we were able to **get up and running in a very short period of time**. We didn’t miss a beat, and I don’t know how we would have survived that period without Zest AI.

JA
Jake Anfinson
Chief Lending Officer at StagePoint Federal Credit Union
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Blue Federal Credit Union

talks how working with Zest has helped Blue FCU compete with other financial institutions, save staff thousands of hours each month through auto-decisioning, and benefit the Blue community by making credit more available to members.

JB
Jason Buchanan
Chief Credit & Risk Officer at Blue Federal Credit Union
Read case study
Empower Federal Credit Union

Using more data and better math with Zest AI’s technology, Empower can get a fuller, clearer picture of each member and make more impactful lending decisions.

NM
Neekia McCoy
Chief Lending Officer at Empower Federal Credit Union
Read case study
Stanford Federal Credit Union

discuss bringing the Zest AI solution and service to Stanford FCU and the beginnings of a strong partnership.

MP
Melissa Palwick
VP of Consumer Lending Operations at Stanford Federal Credit Union
Read case study

Zest adoption by industry

See which industries are leading the adoption of Zest

Compare Zest with alternatives

Zest
Zest
Currently viewing
#1
Companies19
PricingFREEMIUM
Numeric
Numeric
FREEMIUM
Companies using7

Frequently asked questions about Zest

Zest is used by 19 companies including Verity Credit Union, VyStar Credit Union, Credit Union of Texas . These organizations leverage Zest for finance & accounting ai capabilities.

📊 Zest is tracked by UsedBy.ai with 19 verified company adoptions, primarily in Banking & Mortgages.

Not sure if Zest is right for you?

Compare with alternatives and find the best tool for your needs.

Looking for something else? See how Zest compares to Numeric.